I don't see where the IRS publication says whether the $10k limit applies to contributions as well as earnings. Investopedia (of course not an official source) says the $10k limit applies only to earnings since you can withdraw your own contributions from a Roth IRA at any time since they have already been taxed: <a rel="nofollow" target="_blank" href="
https://www.investopedia.com/articles/personal-finance/110415/can-you-use-your-ira-buy-house.asp">ht...>
