dmertz
Level 15

Retirement tax questions

I've added to my answer to address the fact that the Roth IRA contains conversion basis from the rollover from your traditional 401(k).  If the rollover was instead from a Roth 401(k), your contribution basis in the Roth 401(k) became contribution basis in your Roth IRA and there would be no conversion basis unless you also converted from the traditional 401(k).