Should I transfer funds from my SEP IRA into my rollover IRA in order to make QCDs, or can I just stop making SEP contributions and use the SEP IRA account for QCDs?
Most of my retirement funds are in a SEP IRA. I understand that QCDs cannot be made from an "active" SEP IRA. I'm trying to figure out the best way to use those funds for QCDs when I reach 70 1/2.
