I am looking to get access to some of my 401k dollars as I may want to take a partial early withdrawal. I was advised I could roll over to an IRA and then take what I need as a withdrawal from the IRA. What are the penalties associated with this and what are the other options? (Note: I am currently in talks for a new position but currently unemployed so a rollover to an employer 401k and then a loan is not an option at this time.)
