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Retirement tax questions
Lump sum distributions from inherited ROTH IRA's are not taxable provided the five tax year rule is satisfied. For tax year purposes, IRS treats contributions to ROTH IRA's as having been made on January 1 of the tax year in which the contribution was made.
When did she actually fund the account? i.e. what date, and when did you take the distribution?
‎June 6, 2019
6:11 AM