Retirement tax questions

What step does not match?

Note that my answer says: "Be SURE to answer the follow up that the are choosing to make this contribution NON-DEDUCTIBLE - if that screen comes up."

A backdoor Roth only works if the Traditional IRA contribution is non-deductible.   It may or may not qualify for a deduction if your MAGI is under the phase-out amount and you are not covered by a retirement plan at work.   You don't want the deduction for a Backdoor Roth.  That screen won't come up unless it is all or partially deductible.

Also, your IRA and your spouses IRA are totally separate and cannot be combined.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**