MargaretL
Expert Alumni

Retirement tax questions

Your plan is a qualified plan. 

Per IRS:  "The CSFS, FERS and TSP are considered qualified retirement plans." - pub 721, page 15

Also, Qualified plans include: 

  • 401(k)s
  • 403(b)s (also known as tax-sheltered annuity plans)
  • 457 plans for government employees
  • Traditional IRAs
  • Roth IRAs
  • SEP and SIMPLE plans for employees of small businesses
  • Pension plans
  • Profit-sharing plans
  • Stock bonus plans

Non-qualified plans include:

  • Life insurance policies (if distribution is full payment)
  • Private or purchased commercial annuities
  • Military retirement plans