Thank you all for your good advice. Based on that advice and what I've read on the IRS documents, I have an illegitimate Inherited IRA. I've called the company that created the illegitmate Inherited IRA for me and we're looking at options for terminating it as if it never existed. I'm partly at fault because I didn't ask more questions regarding my options at the time my mother's IRA was being dissovled among the family members.
Lesson learned.
Unfortunately I've got no more parents to use this lesson on.
