If you are over 59 1/2 you can withdraw at any time without penalty.
If a Traditional IRA it would be taxable income.
You have until the due date of the tax return (Apr 15, 2019) or extended due date (Oct 15) if you file a timely extension to request a "return or contribution" from the IRA custodian, tax free, but any earnings attributed to the contribution is taxable.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
