dmertz
Level 15

Retirement tax questions

Why does it matter that it takes 1 to 2 weeks to complete the trustee-to-trustee transfer?  (A trustee-to-trustee transfer of an IRA is not rollover, so RMDs are irrelevant to doing a trustee-to-trustee transfer.)

The year in which a rollover is reportable is determined by the date of the distribution from the IRA.

If you do an indirect rollover in 2019, your *2019* RMD will need to be satisfied for this account before the IRA is rolled over.