dmertz
Level 15

Retirement tax questions

No, RMDs from inherited IRAs are not permitted to be aggregated with RMDs of personal IRAs.

The RMD for the inherited IRA must come from the inherited IRA.  The aggregate of the RMDs from personal IRAs can come from the individual's personal IRAs in any combination.  (If there is only one personal IRA, the RMD for that IRA must come from that IRA.)

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