This is a question related to the Saver’s Credit. You may qualify for Saver’s Credit if you
have made contributions to a retirement plan during 2016.
If you have taken
money out of a retirement plan (401k, IRA, etc.) from 2013 through today, or if
you plan to take money out of a retirement plan between today and April 18,
2016, then you may not qualify to claim the full credit.
If you have always only put money into a retirement plan,
but never taken any out, then you are good to go and would answer the question
with a No.
To learn more about the Saver’s Credit, click this link: https://turbotax.intuit.com/tax-tools/tax-tips/Taxes-101/What-Is-The-Savers-Credit-/INF15617.html
