So helpful, thank you for laying that out, definitely good to think about. On one hand, I definitely already feel the pinch on take-home; but on another it's all going back to me which is nice - I guess in this case I'll just put in whatever I can and take the partial deduction.
Quick question, but do you know how to calculate the partial deduction? Say I get my MAGI down to 67k (halfway down the 10k spread for a partial deduction) would my $2000 IRA get a tax break of 50%?
