Sorry for the confusion, lines 15a and 15b in my response, refer to lines on your 1040, page 1. If the QCD was distributed directly by Fidelity, line 1 of your 1099-R will show the entire distribution, line 2a will show the taxable portion and the distribution code should be 7. In affect, the difference between line 1 of the 1099-R and line 2a is the QCD. You are only taxed on the amount on line 2a.
