I have been on long term disability through unum since 2014. They stopped payment in May 2016 because my plan only covered 2 years. i had to withdraw my 401-k to pay the bills in july of 2016. I went before a disability judge in January 2017 and I am currently waiting for a written decision from that hearing. I have been disabled since 2014 with no gainful employment and have chronic condition that will effect me for the rest of my life along with spinal issues. Will i qualify for the exception of the early distribution penalty?
