I am near the the top of the 12% tax bracket for 2018 income. How do I calculate the max withdraw from my 401k without paying 22% on it? I retired in May and made the maximum contributions to my 401k in 2018 before I retired. I have two pensions and my wife and I are both collecting social security. We file jointly. I am not required to make minimum 401k withdrawals yet. Only my pay stubs before retirement list taxable gross but not my pensions or SS. The IRS tax estimator online does not help, and TurboTax for 2018 is not available yet. I would appreciate help to calculate the highest withdrawal I can make without going over 12% tax.
