If you entered into the 1099R form when you filled it in, it gets included with other federal withholding, like from a paycheck.
If this was an early withdrawal, there is an additional 10% penalty that you pay in addition to the income taxes on that additional income. Its very common to see that you have a lower refund or may owe taxes when taking an early withdrawal.
♪♫•*¨*•.¸¸♥Lisa♥ ¸¸.•*¨*•♫♪
