Distribution from IRA - paid the 20% but over 55 and not subject to the penalty but why does my tax due include the penalty?

When I took the distribution after leaving my job of 16 years, I was told that I would not have to pay any penalties on the distribution other than the original 20% that was deducted.  Yet, the exception is not being taken into account when I select it in the dropdown list.  My exception is that I am over 55 and should not have to pay that penalty.

What am I missing?  The people at Fidelity were quite sure that I was paying enough taxes on the distribution from my IRA