Wow, I really got confused and rattled but the lack of the word NOT.
All is forgiven.
I reverted back to P and J.
Macuser_22, thanks for the explanation of why the financial was confused about the codes.
I see the code 12 automatically populated in line 2 of form 5329. I see it's because of the Other condition which must have been generated from the TurboTax questions I was answering. The 5329 instructions indicate many conditions for the Other but the relevant one seems to be "Distributions incorrectly indicated as early distributions by code 1, J, or S in box 7 of Form 1099-R. Include on line 2 the amount you received when you were age 59 1/2 or older."
Once again, thanks for guiding me through this labyrinth.
