FYI ... after you have rolled the 403B to an IRA then you can convert some or all to the ROTH ... since you have little to no income it would be a tax benefit ... or, if the 403b allows it, you could roll it directly to the ROTH. Seek assistance from the 403b & IRA custodians to see what your options are and from a financial advisor/tax preparer to see what this may do for you. But be quick you only have a few days to get this done for 2017.
