Hello,
I made a non-deductible contribution to my traditional IRA AFTER my tax return has already been submitted by my accountant. This will be for contribution year 2018. I have not submitted a form 8606 yet.
I have two (long) questions 🙂
1. I don't plan to take a distribution from it before 4/15/2019. Do I need to submit a form 8606 for 2018 still?
2. If I do need to still submit a form 8606, do I need to give it to my accountant to amend the tax return he already submitted for me, or can I just fill out the form 8606 on my own and file it separately? If I can fill it out as a standalone 8606 form without an amendment, can I submit online or does it have to be by mail? Where online or where by mail?
