2 part Ques:
A- I make both 403b & Roth IRA contributions. Does the total contribution of these need to be under the maximum allowed, $ 6500 in my case, to avoid hitting the 'excess contribution' rule?
B- The reason I ask is because the IRS uses the term 'traditional IRAs' when explaining excess contributions. But nowhere can I find if a 403b plan is considered a 'traditional IRA'; where would I find a complete IRS defintion / explanation? Thanks
