The original question asked and answered was about distributions from a Roth 401(k), not from a Roth IRA.
Regarding distributions from a Roth IRA, since are not yet age 59½, your Roth IRA conversion basis more than 5 years old and your Roth IRA contribution basis in your Roth IRAs can be distributed at any time tax and penalty free. Your Roth IRA conversion basis less than 5 years old can be distributed tax free but will be subject to a 10% early-distribution penalty unless you have a penalty exception applies. Your earnings in the Roth IRA will be subject to ordinary income tax and, if you have no penalty exception that applies, to a 10% early-distribution penalty.
For the disability penalty exception to apply, your disability must be expected to result in death or be of a long, continued and indefinite duration, as attested to by your physician.
So as not to get the original question too far off track, goldnson, if you need more information, please ask a separate question that can address your specific details.
