Thank you all for your useful comments. As you can see, I will never understand taxes, although I've been doing them for years ! with -0- refund and -0- payments.
So, one last question, given the complexity of "taxes" and the changes ... would it be safe for me to ask for 20% of the amount of my IRA and not be taxed again later?
I do have other investments, but they are not liquid, and I'd really love to get some expenses taken care of now, not later - meanwhile, it has just been sitting there and I do need it now.
Thank you.
