Maybe this will help you further. I am single, currently 15% tax bracket (fixed yearly income of $37,692). I don't understand what an AGI is - or if you mean itemized deductions such as medical, etc....If so, I have itemized deductions, yes. I only pay a fraction of taxes on my Social Security Income, and with the loss of my MCC Credit this year, I will owe taxes for the first time in many year. I do them on my own since my tax preparer passed away, otherwise I would be asking him! So, having said that, I'm looking for a safe number that I can withdraw to use as liquid expenses
