DDollar
Expert Alumni

Retirement tax questions

Yes.  You have "constructive receipt" of the distribution.  You should report the Form 1099-R.  If you do not, what you file will not match what the IRS has on record,and you will at some point receive a letter from the IRS wanting you to pay tax on that amount.  You will also be subject to penalties and interest on any tax owed.

View solution in original post