dmertz
Level 15

Retirement tax questions

The BOA Merrill Lynch HSA Disclosures and Account Agreement (which you agreed to in the process of opening the account) states:

"Contributions made during a calendar year are generally treated as contributions for that calendar year. However, if you make a contribution between January 1 and April 15 and designate in written instructions that it is for the prior year, Merrill Lynch will treat the contribution as being for the prior year."

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