Note that if the bank refuses to re-characterize the deposit as for 2017, you will need to file an amended tax return and pay the back taxes. You will also be limited in what you can contribute for 2018. If you need to withdraw money for 2018 so that you stay under the contribution limit, be sure to request a "return of excess contributions", which may require a special form. It is NOT a normal withdrawal.
Here are the amending instructions. <a rel="nofollow" target="_blank" href="
https://ttlc.intuit.com/replies/3288565">https://ttlc.intuit.com/replies/3288565</a>
Also, if you are ticked off and want to change banks, you can do one rollover per year, like an IRA, or you can do a direct institutional transfer (much better for several reasons). Many banks will host private HSA accounts. However, there may be monthly fees or minimum deposit amounts,
