For Roth IRA contributions, The married filing separately should be half of the married filing jointly, why only 10,000?

The Turbo Tax shows: Roth IRA contributions aren't permitted if your modified adjusted gross income (AGI) is at or above the following limits:


- 199,000 if you're married filing jointly, or a qualified widower

- 10,000 if you're married filing separately

- 135,000 for all other filing statuses

I am married filing separately. My AGI is 44,847, It shows your income too high to contributions.