Under the heading "Qualified charitable distributions." IRS Publication 590-B states: "A qualified charitable distribution (QCD) is generally a nontaxable
distribution made directly by the trustee of your IRA (other than a SEP or
SIMPLE IRA) to an organization eligible to receive tax deductible
contributions."
I want to contribute to "an organization eligible to receive tax deductible contributions". I've opened a checking account attached solely to my Vanguard IRA. Rather than asking Vanguard to send a check or shares to my chosen charity, I'd rather write a check from my IRA checking account directly to the charity. This simplifies the procedure and avoids any fees from Vanguard. Can I do this and still qualify for the QCD, so that some of my Required Minimum Distribution (RMD) from my IRA does not count as federally taxable income?
