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Retirement tax questions
No, you would not have tax withheld. The return of contributions will not be taxable, but any earnings on it will be. That will be reported on a 1099-R in box 2a. You won't receive that 1099-R until next year so you might have to amend your 2015 tax return to report it (and pay the tax on the earnings - if any).
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
‎June 4, 2019
4:39 PM