Carl
Level 15

Retirement tax questions

NO. But you are required to file a gift tax return if the amount gifted is more than $14K in any one tax year. If this is your fiancé whom you intend to marry, then why bother gifting it? The two of you just buy the house together with both of your names on the mortgage, and on the title. That way, you avoid all this gift tax filing mess.  Note that TurboTax does not handle or deal with gift tax returns.  You'll have to seek outside professional help for that.