An early withdrawal will be taxed at your current tax rate + 10% penalty. So it appears that the total tax liability for federal on that 14K will be approx. $4900 less the $2800 already withheld, that leaves an addiotnal $2100 due.
State tax an penalty will depend on your state. I know the state of CA charges 2.5% penalty on early withdrawals.
♪♫•*¨*•.¸¸♥Lisa♥ ¸¸.•*¨*•♫♪
