Retirement tax questions

Your Gross Distribution will not necessarily be the same as your Taxable amount.  You should enter them exactly as reported on the 1099-R.  I cannot speak to your particular situation, but they can be different because part of what you're receiving has already been taxed.  For example, if you contributed money to a 401K after it was taxed, your distribution would show different figures in Box 1 and Box 2a.  Hope this helps.