Then is sounds like you are all set then, and yes, they should have adjusted the value for the 2nd RMD, but that just means the RMD was a bit more then it should have been.
Since both the 2018 and 2019 RMD's have been satisfied then your 2020 RMD will be based on the 2019 December 31, value of all Traditional IRA accounts.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
