Posters here are other users that volunteer to answer questions in the public forum with various amounts of expertise.
Your situation is not a simple question and would probably require research and having the plan details.
Bust is seems clear that if you were vested in a pension 11 years ago then the pension was subject to a RMD in the year that you turned 70 1/2.
As Critter#2 said the penalties for failing to take a RMD can be 50% of the RMD amount.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
