I turned 70 1/2 in 2018. Subsequently I had a pension from my former employer rolled over to an IRA in 2019. (The rollover should actually be complete tomorrow.) When do I need to take my first RMD? I was told that it would be in 2020 based on the value of the IRA on Dec, 31, 2019. But I was also told by someone else that I needed to take an RMD for 2018 since that is the year that I turned 70 1/2. Which is correct?
