I receive a monthly check from my former employer because I retired early on disability. How do I answer when TT asks if I am covered by a retirement plan at work?

Because I am receiving a monthly check, I am covered by a retirement plan, but my former employer is not contributing new money to that plan. The amount I receive is taxable. I am below the minimum retirement age.  I want to contribute to my traditional ira. Distribution code on 1099-R is 3. The IRA/SEP/SIMPLE box is empty.