The Community answers I have seen for variations of my question all seem to tell me to do what I have done - go on and take the RMD now, send a 5329 to IRS, ask for a waiver. The IRA is an inherited IRA, so this isnt an RMD for being over 70 1/2. With an inherited IRA you take an RMD based on the beneficiary's age, no matter the age, you just look it up in a table.
The IRA is at Vanguard and when I did the RMD withdrawal I told them to pay income tax on it, so as far as I know I have done everything except what I need to do at 1040 time. If I do a paper 1040 I would just resubmit the 5329 with a note saying that I sent it in as soon as I realized the failure to take the RMD. The advice I saw online was to do that, better to let IRS know about it ASAP.
But what do I do now as I fill in my TurboTax? That's my specific question.
There is a place for "Extra Tax on Early Retirement Withdrawals" where you can do a 5329 for an early withdrawal of IRA funds, before age 59, but that is for the case where you took out something within the 2017 tax year, and iyou got a 1099-R for it. But my use of 5329 is for Part IX - "Additional Tax on Excess Accumulation in Qualified Retirement Plans". The excess accumulation is because the taxpayer didnt take the necessary RMD. Since I took no funds in 2017 there is no 1099.
So I'm wondering if TurboTax SE does not actually provide a way to include a 5329 Part IX.
