Retirement tax questions

Because it is a Roth and not a Traditional IRA.   Only Traditional IRA contributions are deductible.   Roth IRA's are always after-tax money which means that you will not pay tax when you take the money out,  since you already paid the tax.  With a Traditional IRA the money is taxed when you take it out.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**