Thank you for your help on all this. I have one more question about the Box 7 codes for Form 4852.
I have one form for myself, and one for my husband (both of us have excess contribution and NIA).
He was 60 when the excess distribution and NIA was removed from his account (59 when the contribution was made). His form is just P?
I was 55, so my form is JP?
Or do we both use JP so that the NIA because the earnings are taxable?
