No, you do not have to take a Required Minimum Distribution.
Your required minimum distribution is the minimum amount you must withdraw from your account each year. You generally have to start taking withdrawals from your IRA, SEP IRA, SIMPLE IRA, or retirement plan account when you reach age 70½. Roth IRAs do not require withdrawals until after the death of the owner.
For more information, please refer to IRS Pub. 590-B Distributions
from IRAs.
