Neither is an RMD for 2018.
RMDs are required once you reach age 70 1/2. The distribution is not considered one until then.
RMD
stands for Required Minimum Distribution.
It's the minimum amount of money you're required to take out of your retirement
plan once you turn 70 1/2.
RMD
rules apply to all employer-sponsored retirement plans such as pensions,
profit-sharing, 401(k), 403(b), and 457(b) plans, as well as Traditional IRAs
and IRA-based plans such as SEPs, SARSEPs, and SIMPLE IRAs. However, RMDs are
not required for Roth IRAs while the owner is still alive.
Your
1099-R issuer is required to follow RMD rules and regulations, so if you
received a distribution and you're at least 70 1/2 years young, you can be
almost certain you received an RMD. Check with your plan administrator if
you're still not sure.
