ellenvp4
New Member

Retirement tax questions

Yes, I know the amounts allowed for traditional and Roth IRA contributions. I know the income requirments. We EXCEED the income requirments for both Roth and Traditional.

1. We exceed the income ceiling for Roth and Traditional IRAs.
2. My husband has a 401K at work; covered by a retirement plan at work.
3. I have no job. No 401K; not covered by any retirement plan at work.
4. I DID NOT have any traditional or Roth IRA in 2018.
5. I DID NOT have any non-deductible IRA in 2018.
6. Can I open a non-deductible IRA by April 15, 2019?