i moved an accidental $18 excess in my American Funds Roth that caused contributions in 2016 to be $5518... over to the contributions balance for 2017 year Roth, using a form from American Funds for distribution requests for excess contributions. since i did so prior to filing my taxes and prior to the cutoff for 2016 year contributions, They told me it would be reported to the IRS on a 1099r both 2016 and 2017 and that i didn't have to pay a penalty. also to "just inform my tax professional and/or show them the form... which, well... is turbotax. but i cant upload any form in turbotax and something appeared while filing that stated i had overfunded an IRA and would owe a $115 fine
