ChristinaS
Expert Alumni

Retirement tax questions

No, Roth contributions are never deductible.

When you contribute to a Roth 401(k) or Roth IRA, you are making a nondeductible, after-tax contribution.

When you take the money out when you get older, qualified distributions are tax-free. You get the benefit when you take the money out, not when you put the money in.