Thanks, macuser_22! So, from your responses, I think I have already done what I needed to on our 2016 return, the 1099-Rs that the custodian, with the $6,500 original amount plus earning was for our information only, and that I do NOT need to include any of this, even the 1099-R forms in our 2017 Turbotax return. As you said early, "If you already did that in 2016, then there is nothing else to do."
Nice! Thanks again.
