Thank you VERY much dmertz. Excellent news, I was confusing SEPP with 457(b), whereas SEPP applies to IRAs, 401(k)'s, etc., the additional 10% tax penalty does not apply to 457(b), thankfully, even though I'm only 56. Also all funds I contributed are only attributable to 457(b), no rollovers from other plans. Thanks for the clarification dmertz!
