In the online world of TurboTax the major distinction between Deluxe and Premier is that Premier can properly report the sale of securities (1099-B) while Deluxe cannot. If you didn't sell any securities out of an after-tax account then Deluxe should work for your situation. If, for whatever reason, you later decide you want/need to upgrade to Premier you can do that "on the fly", paying the price differential between the two products.
Tom Young
