lkljunky
Returning Member

My Roth IRA contribution is limited due to my MAGI. Can I contribute the rest to my Traditional IRA?

My Roth IRA contribution is limited due my MAGI, let's say limited to $2,000 for example.  Can I make a contribution to my Traditional IRA up to the 2018 IRA contribution limit ($5,500 for 2018) - so in this case, can I contribute $3,500 into my Traditional IRA?  Or is the total Roth and Traditional contributions limited to $2,000 based on my MAGI?